Code Ann. 92A-605 (a). One of the exceptions to this requirement is when the owner or operator "had in effect at the time of such accident an automobile liability policy with respect to the motor vehicle involved in such accident." Code Ann. 92A-605 (c). This exception goes on to further provide with reference to liability insurance that the policy must have limits of not less than $10,000 per person and $20,000 per accident for bodily injury and $5,000 for property darn age. The insurance provision of this part of the Act does not require total coverage for any damages that may be imposed by law to any class of persons. If an individual's liability policy covers his potential liability to "any person aggrieved after an accident" he does not have to deposit any security. If he has no insurance at all or, as here, the policy does not cover the particular type of liability claim, he must comply with requirements of proof of financial responsibility. The exclusion here is not contrary to the Act nor contrary to public policy. |