Title 33, Chapter 20A, Section 3
( 33-20A-3)
As used in this article, the term: (1) "Commissioner" means the Commissioner of Insurance. (2) "Emergency services" or "emergency care" means those health
care services that are provided for a condition of recent onset
and sufficient severity, including but not limited to severe pain,
that would lead a prudent layperson, possessing an average
knowledge of medicine and health, to believe that his or her
condition, sickness, or injury is of such a nature that failure to
obtain immediate medical care could result in: (A) Placing the patient's health in serious jeopardy; (B) Serious impairment to bodily functions; or (C) Serious dysfunction of any bodily organ or part. (2.1) "Enrollee" means an individual who has elected to contract
for or participate in a managed care plan for that individual or
for that individual and that individual's eligible dependents. (3) "Health care provider" or "provider" means any physician, dentist, podiatrist, pharmacist, optometrist, psychologist, clinical social worker, advance practice nurse, registered optician, licensed professional counselor, physical therapist, marriage and family therapist, chiropractor, athletic trainer qualified pursuant to paragraph (1) or (2) of subsection (a) of Code Section 43-5-8, occupational therapist, speech language pathologist, audiologist, dietitian, or physician's assistant. (4) "Limited utilization incentive plan" means any compensation
arrangement between the plan and a health care provider or
provider group that has the effect of reducing or limiting
services to patients. (5) "Managed care contractor" means a person who: (A) Establishes, operates, or maintains a network of
participating providers; (B) Conducts or arranges for utilization review activities; and (C) Contracts with an insurance company, a hospital or medical
service plan, an employer, an employee organization, or any
other entity providing coverage for health care services to
operate a managed care plan. (6) "Managed care entity" includes an insurance company, hospital
or medical service plan, hospital, health care provider network,
physician hospital organization, health care provider, health
maintenance organization, health care corporation, employer or
employee organization, or managed care contractor that offers a
managed care plan. (7) "Managed care plan" means a major medical, hospitalization, or
dental plan that provides for the financing and delivery of health
care services to persons enrolled in such plan through:
(A) Arrangements with selected providers to furnish health care
services; (B) Explicit standards for the selection of participating
providers; and (C) Cost savings for persons enrolled in the plan to use the
participating providers and procedures provided for by the plan; provided, however, that the term "managed care plan" does not
apply to Chapter 9 of Title 34, relating to workers' compensation. (8) "Out of network" or "point of service" refers to health care
items or services provided to an enrollee by providers who do not
belong to the provider network in the managed care plan. (8.1) "Patient" means a person who seeks or receives health care
services under a managed care plan. (9) "Qualified managed care plan" means a managed care plan that
the Commissioner certifies as meeting the requirements of this
article. |