The Department of Administrative Services is authorized to provide automobile liability coverage to community service boards through the automobile policy of insurance provided for in Code Section 45-9-40 or through a separate business automobile liability policy. These policies will provide coverage to employees of county departments of health, county departments of family and children services, and community service boards, up to the limit specified in the policy, for protection from liability for damages arising out of the operation of any state owned or leased vehicle when such boards use these vehicles in the course of their employment. The commissioner of administrative services may provide the coverages, with the cost of such insurance being allocated to such boards and departments in accordance with the allocation formula provided for in Code Section 45-9-43 or by allocating the actual cost of the business automobile liability policy to such boards and departments. The Department of Human Resources must provide a central office to coordinate the collection of underwriting data and premiums as required in subsection (c) of Code Section 45-9-1.