"Creditor" means the lender of money or vendor or lessor of
goods, services, property, rights, or privileges for which payment
is arranged through a credit transaction. Creditor also means any
successor to the right, title, or interest of any such lender,
[...]
"Creditor" means the lender of money or vendor or lessor of
goods, services, property, rights, or privileges for which payment
is arranged through a credit transaction or any successor to the
right, title, or interest of any such lender, vendor, or lessor
and [...]
(3) "Creditor" means a person having any claim, whether matured or
unmatured, liquidated or unliquidated, secured or unsecured,
absolute, fixed, or contingent.