"Holder" of a retail installment contract means the retail
seller of the goods or services under the contract or, if the
contract is purchased by a sales finance company or other
assignee, the sales finance company or other assignee at the time
of the [...]
"Holder" of a retail installment contract means the retail
seller of the motor vehicle under the contract or, if the contract
is purchased by a sales finance company or another assignee, the
sales finance company or other assignee at the time of the
[...]