Our decision in this case has been reversed by the Supreme Court in Braner v. Southern Trust Ins. Co., 255 Ga. 117 (335 SE2d 547)
. Therefore, our decision in Southern Trust Ins. Co. v. Braner, 174 Ga. App. 247 (329 SE2d 569)
, is vacated and the judgment of the Supreme Court is made the judgment of this court.